Yes Bank share price rises 5% as Q4 net profit surges 63% YoY, asset quality improves. Do you own?

Stock Market Today: Yes Bank share price gained 5% on Monday, April 21, post strong Q4 results announcement. The private bank had announced its financial performance over the weekend, wherein it saw a 63.3% year-on-year (YoY) increase in net profit. The lender also posted an improvement in its asset quality.

Yes Bank Q4 results

According to Yes Bank's regulatory filing, its net profit for the fourth quarter ended March 31, 2025, came at ₹738.1 crore, up 63.3% YoY from ₹451.9 crore in the same quarter of the previous fiscal year.

Yes Bank's net interest income (NII) increased by 5.7% to ₹2,276.3 crore from ₹2,153 crore in the same quarter of FY24. The difference between a bank's interest generated on loans and the interest given to depositors is known as net interest income.

The gross non-performing assets (GNPA) of the bank did not change from the December quarter to the March quarter, staying at 1.6%. On the other hand, net NPA decreased from 0.5% to 0.3% over the previous quarter.

Yes Bank saw a significant improvement in asset quality metrics, provision coverage ratio and fresh slippages. The GNPA improved sequentially to 1.6%, NNPA to 0.3%, and PCR to 79.7% during the March 2025 quarter.

The non-performing assets (NPAs) decreased to ₹800.1 crore from ₹1,142.62 crore in the previous quarter, while gross NPAs were recorded at ₹3,935.6 crore, lower than ₹3,963.47 crore. The quarter's provisions were ₹318.1 crore, down from ₹470.9 crore for the year, but higher than the ₹258.7 crore in the previous quarter.

Yes Bank shares: How to trade?

Yes Bank seems to be in a good position for long-term, sustainable growth, according to Seema Srivastava of SMC Global Securities.

“Investors should adopt a cautious approach, keeping in mind potential risks from market volatility, economic shifts, and sector competition," said Srivastava.

For assessing the feasibility of Yes Bank as a long-term investment bet, the investors will need to keep a close eye on asset quality, credit expansion, and profitability, she added.

Yes Bank Share price movement

Yes Bank share price opened at ₹19.10 on the BSE on Monday. At the time of opening, Yes Bank share price was 5.5% higher than the previous day's closing price of ₹18.09. Yes Bank share price thereafter extended gains to hit the day's highs of ₹19.37, rising as much as 7%.

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