Jio Financial Q4 Results Today Highlights: PAT rises 2% YoY; ₹0.50/share dividend announced

Jio Financial Q4 Results: Currently, the company is focussing on mass affluent and above segments, with income brackets of ₹7 lakh to over ₹100 lakh.

Jio Financial Q4 Results: Finance Limited expanded its physical presence to 10 Tier-1 cities. Jio Payments Bank saw its business correspondent network grow ~6X YoY to 14,000-plus.

• Customer base of 2.31 million (~3X YoY)

• CASA + Wallet of ₹295 crore (~3X YoY)

Additionally, Jio Payment Solutions Limited received an Online Payment Aggregator license

There are 2 components to Jio Finance's product portfolio:

• Retail: Home Loan (including Balance Transfer & Top-up), Loan against Property (LAP), Loan against Mutual Funds, and Loan against Shares
• Corporate: Vendor Financing, Working Capital Loan, Term Loan, Factoring

Jio Financial Q4 Results: Jio Finance AUM stood at ₹10,053 crore as of FY25, a sharp increase over ₹173 crore at the end of FY24, the company shared as part of investor presentation. PPOP stood at ₹1,594 crore in FY25 while income from business operations came in at ₹349 crore.

Jio Financial Q4 Results: Jio Financial board recommended a dividend of ₹0.50 per equity share of ₹10/- each for the financial year ended March 31, 2025.

Jio Financial Q4 Results: The consolidated net interest income for Q4 FY25 dipped 4.5% to ₹268.09 crore from ₹280.74 crore posted in the year-ago quarter. Revenue from operations, however, jumped to ₹493.24 crore, recording an increase of 18% YoY.

Jio Financial Q4 Results Live: Jio Financial posted a 1.76% YoY jump in its March 2025 quarter net profit to ₹316.11 crore as against ₹310.63 crore posted in the March 2024 quarter. On a QoQ basis, PAT jumped 7.2% from ₹294.7 crore posted in the December 2024 quarter

Jio Financial Q4 Results Live: Jio Financial shares have tumbled 32% in the last one year. Meanwhile, over past six months, Jio Finance shares have lost 26% and 11% in the past three months. However, the stock has staged a smart rebound in the past one month, rallying 10.7% during this period.

Jio Financial Q4 Results Live: According to Trendlyne data, two analysts have coverage on Jio Financial shares. And both these analysts have a hold rating on the stock. The stock hit a 52-week low of ₹198.6 while its 52-week high stands at ₹394.7 apiece.

Jio Financial Q4 Results Live: Jio Financial Services shares have declined 19.06% so far this year amid a volatile stock market environment. Given the 0.06% rise in BSE Sensex witnessed on a year-to-date (YTD) basis, Jio Financial shares have underperformed against the benchmark. However, it has seen a sharp rebound in the last one month, climbing 12% during this period. In the last one week alone, the stock is up 11.57%.

Jio Financial Q4 Results Live: Jio Financial raised stake in Jio Payments Bank Limited during the March quarter.

“The Company has today, subscribed to and has been allotted 8,50,00,000 equity shares of ₹10/- each of Jio Payments Bank Limited (“JPBL”), for cash at par, aggregating ₹85 crore. The investment is made to fund the business operations of JPBL. Post this investment, the Company’s holding in JPBL will increase from 82.17% to 85.04%,” Jio Financial said in a filing today.

Jio Financial is displaying a bullish structure with higher lows forming on the daily chart. The stock is consolidating near its recent highs, indicating strength. A sustained move above ₹250 could trigger fresh buying interest and push it toward ₹260– ₹268. The RSI is hovering in a positive zone, suggesting underlying momentum. The stock remains a ‘buy on dips’ candidate as long as ₹240 holds.

- Riyank Arora, Technical Analyst, Mehta Equities Ltd

Jio Financial Q4 Results Live: Jio Financial's board will meet today to consider dividend for the first time, meaning before this, the company has never declared a dividend since its debut on the bourses in 2023. 

Jio Financial Q4 Results Live: FPI decreased their holdings from 16.88% to 15.62% in the December 2024 quarter. Whereas mutual funds raised their stakes in the Reliance group company in the December quarter to 5.13% from 4.17%.

Jio Financial Q4 Results Live: Jio Financial was among one of the top mutual funds' stock picks in the month of March, according to a report by Nuvama Institutional Equities. Mutual funds bought ₹1600 crore worth of Jio Financial shares last month. The number of shares held by them rose by 68 million to 421 million.

Jio Financial Q4 Results Live: Jio Financial share price gained 1.7% ahead of its Q4 results announcement later in the day today. The stock ended at ₹246.45 on the BSE. On the NSE, the stock settled 1.62% higher at ₹246.20.

Jio Financial Q4 Results Live: Life Insurance Corporation of India, Motilal Oswal Mutual Funds and Quant Mutual Funds are the top domestic institutional investors in Jio Financial.

The December 2024 shareholding pattern shows that LIC held 38,92,72,710 shares or 6.13% stake. Motilal Oswal MFs held 8,65,74,454 shares or 1.36% stake and Quant Mutual Funds owned 14,60,66,903 shares of 2.30% stake.

Jio Financial Q4 Results Live: Jio Financial in partnership with Blackrock laid foundation to venture into the broking business. 

“Jio BlackRock Investment Advisers Private Limited, a Joint Venture company of the Company, incorporated a wholly owned subsidiary named ‘Jio BlackRock Broking Private Limited’ on January 20, 2025, to carry on, inter alia, the business of broking subject to regulatory approvals,” the company said in a filing.

Jio Financial Q4 Results Live: Jio Finance Limited, the NBFC arm of Jio Financial Services Limited, introduced fully digital Loan Against Securities (LAS) for its customers. This way, customers can avail a loan within ten minutes through a completely digital process.

“The launch of Loan Against Securities is part of our comprehensive digital strategy aimed at transforming the way customers access and interact with financial services. With a strong focus on innovation and user experience, this launch is a significant step in our mission to make financial services more accessible, efficient, and customer-centric,” said Kusal Roy, Managing Director and CEO, Jio Finance Limited in an exchange filing today.

Jio Financial Q4 Results Live: Investors are now waiting to see whether the upcoming results will back up the recent rally. If the numbers meet or beat expectations, it could further fuel the uptrend. If not, we might see some near-term consolidation. For now, Jio Financial is showing all the right signals ahead of earnings — and it’ll be interesting to see how things unfold this week.

Views by: Om Ghawalkar, Market Analyst, Share.Market

Jio Financial Q4 Results Live: Jio Financial has given a breakout from a Double Bottom pattern, a classic reversal formation that signals a potential shift in momentum to the upside.

The price has closed above both the 21-day and 50-day EMAs, which supports a positive outlook. Additionally, the RSI is moving higher in alignment with the price action, indicating bullish momentum.

Based on this technical setup, a long position can be considered in Jio Financial with a stop-loss at ₹220 and a potential target of ₹280.

An options strategy to participate in the move could be:

Buy 1 lot of 240 CE

Sell 1 lot of 280 CE

Jio Financial Q4 Results Live: Jio Financial Services share price has gained over 11% in one month, but the stock of Reliance Industries-owned NBFC has fallen 20% on a year-to-date (YTD) basis. Jio Finance shares have declined 26% in six months, and have dropped 33% in one year.

Jio Financial Q4 Results Live: Jio Financial Services reported a consolidated net profit of ₹295 crore in the third quarter of FY25, which was flat compared to ₹294 crore in the year-ago period. The company’s total revenue in Q3FY25 rose 6% to ₹438 crore from ₹414 crore, YoY.

Jio Financial’s interest income declined 22% YoY to ₹210 crore in Q3FY25, while fees and commission income fell 10% YoY to ₹37 crore. The company’s assets under management (AUM) stood at ₹4,199 crore as of December 31, 2024, compared to ₹1,206 crore in Q2FY25.

Jio Financial Q4 Results Live: Jio Financial share price is currently displaying a classic rounding bottom pattern on the short-term chart — a formation that typically signals a bullish reversal and a shift from a downtrend to an uptrend. This technical setup often reflects gradual accumulation and growing investor confidence. Currently trading around ₹242, Jio Financial share price is showing signs of potential upward momentum. The rounding bottom suggests that a breakout may be imminent, offering a favorable risk-reward setup for traders, said Ganesh Dongre, Senior Manager — Technical Research at Anand Rathi.

To manage downside risk, a stop loss at ₹215 is advised. On the upside, the target range is ₹265 – 275 over the next few weeks, reflecting a potential price appreciation of approximately 9% – 13% from current levels, Dongre added.

The Anand Rathi expert said that technical indicators reinforce the bullish outlook, making Jio Financial share an attractive opportunity for short-term traders looking to capitalize on momentum-driven setups.

Jio Financial Q4 Results Live: Speaking on the market estimates on Jio Financial Services Q4 results today, Kunal Kamble, Sr. Technical Research Analyst at Bonanza Group, said, “Expect the profitability of the company to increase, aided by a better cost-to-income ratio. The company may declare a dividend for its shareholders for the first time, which has been positive for the investors.”

Jio Financial Q4 Results Live: The meeting of the Board of Directors of Jio Financial Services is scheduled to be held on Thursday, April 17, 2025, inter alia, to consider and approve the standalone and consolidated audited financial results of the Company for the quarter and year ended March 31, 2025; and recommend dividend on equity shares of the Company for the financial year ended March 31, 2025, the company said.

A presentation to analysts on financial results of the Company for the quarter and year ended March 31, 2025 shall be made on the same day after the meeting, it added.

Jio Financial Q4 Results Live: Jio Financial Services share price traded higher on Thursday ahead of the company’s Q4 results today. Jio Financial shares gained as much as 0.51% to ₹243.50 apiece on the BSE. Ahead of the announcement of Q4 results 2025, Jio Financial share price has been witnessing strong buying among Dalal Street bulls. Jio Financial share price has registered over 10% gain in the past one week, which signals buzz about a strong Jio Financial Services Q4 results today.

Jio Financial Q4 Results Live: Jio Financial Services Ltd, the Mukesh Ambani-led Reliance Group company, is set to announce its Q4 results today, April 17. The board of directors of Jio Financial Services will meet today to consider and approve the unaudited financial results for quarter ending March 2025. The company will also declare earnings for the full financial year 2024-2025.